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	<title>The TEFLWatch Files &#187; frugal</title>
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	<description>Helping You Learn More About Helping Yourself</description>
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		<title>Save Money Without Sacrifice</title>
		<link>http://www.teflwatch.org/save-money-without-sacrifice-20091026.html</link>
		<comments>http://www.teflwatch.org/save-money-without-sacrifice-20091026.html#comments</comments>
		<pubDate>Fri, 13 Feb 2009 04:27:20 +0000</pubDate>
		<dc:creator>Rico</dc:creator>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[frugal]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance quotes]]></category>

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		<description><![CDATA[Things are tough right now for many people. My advice is to always look for ways to reduce expenses. For some people it&#8217;s very easy to do, but for many people there are just no places in the budget to cut down expenses, or so they think. I have discovered one place in the budget [...]]]></description>
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