Save Money Without Sacrifice

February 12, 2009 by · Leave a Comment
Filed under: Making Money 

Things are tough right now for many people. My advice is to always look for ways to reduce expenses. For some people it’s very easy to do, but for many people there are just no places in the budget to cut down expenses, or so they think.

I have discovered one place in the budget where expenses can be reduced without making any sacrfices and that’s with lower insurance rates. No matter what kind of insurance you have, you might be able to get insurance quotes that can save you money each and every month. It’s free to see if you can save money so why not try it today?

Taking Care Of My Family

December 1, 2008 by · 1 Comment
Filed under: Making Money 

I realized over the last few weeks that I am a little short on life insurance. Protecting my family is important and I want them taken care of no matter what happens to me. Life is a very fragile thing and that’s why I have looking at term life insurance rates lately. They are affordable and it’s easy to get the coverage that my family needs. Maybe I can relax enough knowing that my family is taken care of no matter what may happen.

Do you have insurance?

March 11, 2008 by · 2 Comments
Filed under: Special Warnings, Travel, View from the Watchtower 

Insurance seems to be the hot button issue over on ELT World today. It seems that a teacher in Korea was involved in a house fire. It caused him severe burns, a huge medical bill and now it is being reported that it cost him his life. His employer didn’t provide him insurance and it has left his family with a huge medical bill.

What can I say? These employers and these recruiters bring over fresh graduates and lure them with all kind of fake promises and then the teacher is left to live in substandard housing and are not given proper benefits. I wish I could say it was something new or it was out of the ordinary, but TEFL teachers are vulnerable workers. Many of them lack proper insurance and in fact, they work for schools that would just as soon let them go than to use any available insurance.

Here’s my warning: If you are going abroad to teach. Don’t. If you don’t want to listen to me then please ask all the right questions, find a good school, have your own insurance and by all means always have an exit strategy. If you can’t immediately get enough cash to buy a ticket out of situation then you shouldn’t be in the TEFL game.